Understanding the difference between your KryptoCard Wallet Balance and Card Balance helps you manage your funds more effectively.
💼 Wallet Balance
This is the total amount of funds stored in your KryptoCard account.
It acts as your main funding source.
You can use it to:
Top-up any of your issued cards
Buy new cards
Pay transaction or service fees
Wallet balance is not directly spendable—you must load funds onto a card to use them for purchases.
💳 Card Balance
This is the amount available on an individual card.
It’s the spendable balance you can use for online payments, subscriptions, or in-store purchases (depending on card type).
Each card has its own balance, separate from your wallet and from other cards.
🔄 Example:
If you have $500 in your wallet and you load $100 onto a new Visa card, your wallet balance becomes $400, and your Visa card balance is now $100.